Base funds
Choose from six diversified base funds, ranging from a lower-risk conservative fund to a higher-risk aggressive fund.
How base funds work
A base fund is like the foundation of your investment plan. You can build on it by picking your own self-select investments, or leave it as-is.
Each base fund invests solely in a single underlying managed fund with a different investment mix, risk rating, and suggested timeframe. The returns you might expect will depend on the fund you choose.
Base funds to build on
You’ve got the choice of six base funds—with more coming soon!
Filter by fund type to see more info about who growth, balanced, and conservative funds might be right for.
Fund types
Aggressive funds (1)
Sharesies Milford Aggressive Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Milford Aggressive Fund.
10+ yearsinvestment timeframe
Aggressiverisk rating
1.15%annual fund charge
More aggressive base funds are on the way!
Growth funds (3)
Sharesies Pathfinder Ethical Growth Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pathfinder Ethical Growth Fund.
8+ yearsinvestment timeframe
Higherrisk rating
1.32%annual fund charge
Sharesies Pie Global Growth 2 Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the Pie Global Growth 2 Fund.
5+ yearsinvestment timeframe
Higherrisk rating
1.52%annual fund charge
Sharesies Smartshares Growth Fund
This is a higher-risk fund with potential for higher returns over time. It invests solely in the SuperLife Growth Fund.
9+ yearsinvestment timeframe
Higherrisk rating
0.51%annual fund charge
More growth base funds are on the way!
Balanced funds (1)
Sharesies Smartshares Balanced Fund
This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Balanced Fund.
8+ yearsinvestment timeframe
Mediumrisk rating
0.50%annual fund charge
More balanced base funds are on the way!
Conservative funds (1)
Sharesies Smartshares Conservative Fund
This is a medium-risk fund with potential for medium returns over time. It invests solely in the SuperLife Conservative Fund.
6+ yearsinvestment timeframe
Mediumrisk rating
0.47%annual fund charge
More conservative base funds are on the way!
Have a go at making a plan
See what an investment plan that’s as unique as you are could look like. Then, if you’re keen, use it to join straight away—or save it for later.
- Agriculture and fisheries
- Banking and finance
- Bonds and fixed income
- Energy and utilities
- Food and drink
- Healthcare
- Index funds
- Infrastructure
- Manufacturing
- Media
- Mining, oil and gas
- Property
- Responsible
- Retail
- Strategic funds
- Technology
- Tourism
- Transport
Fees
Your fees will flex based on what you pick, and how much you personalise your portfolio.
Documents
Product disclosure statement (PDS), fund updates, reports, statements, and policies.
Tax
We’ll report and pay tax at your prescribed investor rate (PIR) for you. You don’t need to lift a finger!
Learn more about KiwiSaver
Get up to speed on KiwiSaver and self-select schemes